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Personal finance news - CNNMoney.com
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Life after a six-figure salary
Happy new year and welcome to your new job. One that pays 30%, 50%, 70% less than your old one.
Publ.Date : Fri, 02 Jan 2009 06:26:42 EST

Keeping wealth in the family
Lisa and Bruce Brown are fortunate enough to have plenty of assets to protect. Foremost of these is their children: The Browns are the proud parents of four-year-old Emma, and they have another baby on the way. The Oakland couple also have considerable assets of the financial variety. Thanks to diligent saving and smart property investments, the Browns have a net worth of nearly $2 million.
Publ.Date : Wed, 31 Dec 2008 13:09:06 EST

Macy's reports overcharging customers
Some Macy's stores overcharged holiday shoppers who used debit cards to make purchases on one of the busiest shopping days of the year.
Publ.Date : Fri, 02 Jan 2009 15:27:22 EST

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Tips to achieve credit card debt reduction

 

Credit card debt reduction is something many people are challenged with. Thanks to multitude offer of credit cards by many companies, people get into the habit of getting as many credit cards as possible and finally lend in credit card debt reduction situation. Consolidating all credit card debts into one debt consolidation credit card is an option, but due to credit history, it is difficult for one to find such a card. Instead of trying to get a consolidation loan or a credit card, one can follow simple rules to credit card debt reduction. 

 

Following some of the tips given below would lead to a credit card debt reduction in a reasonable time frame.

 

  • Stop charging existing credit cards as much as possible.

  • If possible, transfer balances on all credit cards into one credit card balance.

  • Shop for a low introductory rate debt consolidation credit card.

  • If you have any credit card that do not carry any balance, simple cancel this credit card.

  • Always try to pay more than the minimum on the monthly balances.

  • Do not decrease the minimum monthly payment.

  • Do not make late payments and end up with late fees.

  • Do not open any new credit card. Decline tempting offers.

  • Do not accept any credit line that is not required.

 

Credit card debt reduction is a challenge. Face it and make a firm commitment to get out of debts as quickly as possible.

 

We have searched the internet and  presented here links to various internet sources that give information on debt consolidation loans, home equity loans, car loans, mortgage loans, personal loans, credit card offers  and credit reports. Click through these links and understand the terms and conditions before applying for any of these loans, credit cards and credit reports.

 

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