Personal finance news - CNNMoney.com Updated : Life after a six-figure salary Happy new year and welcome to your new job. One that pays 30%, 50%, 70% less than your old one. Publ.Date : Fri, 02 Jan 2009 06:26:42 EST Macy's reports overcharging customers Some Macy's stores overcharged holiday shoppers who used debit cards to make purchases on one of the busiest shopping days of the year. Publ.Date : Fri, 02 Jan 2009 15:27:22 EST Keeping wealth in the family Lisa and Bruce Brown are fortunate enough to have plenty of assets to protect. Foremost of these is their children: The Browns are the proud parents of four-year-old Emma, and they have another baby on the way. The Oakland couple also have considerable assets of the financial variety. Thanks to diligent saving and smart property investments, the Browns have a net worth of nearly $2 million. Publ.Date : Wed, 31 Dec 2008 13:09:06 EST Automate Your Blogging RSS For Web Pages

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Features that determine the best credit card selection

Credit card selection needs to be done very carefully before applying online for a credit card. Many factors are to be considered at the time of credit card selection. The most common features offered by credit card companies need to be weighed against the overall cost of owning a credit card. If one wants to own a credit card with very low interest rate, then it is imperative that other features like cash rebate, rewards and the like are not the priority features. Given below are the most important features that need to be understood for a credit card selection:

•  Interest rates charged – most important element of a credit card selection.

•  Charges to be paid like the annual fees, late fees, transaction fees etc., This is the next most important element of a credit card selection

•  Grace period allowed. This is the period during which no interest is applied.

•  Interest calculation – how the interest is calculated on the balance.

•  Rewards associated with purchases like air miles, discount on future purchases etc.,

•  Acceptability of credit card – whether the credit card is accepted all over the world and at all locations.

     Special features like Rental car insurance, purchase protection, travel insurance etc.,

The above are just a few of the most important features that determine credit card selection. It makes sense to understand one’s own financial commitments before deciding which type of credit card to own and then do s shopping for the best credit card selection.

We have provided some links to various internet sources that give information on debt consolidation loans, home equity loans, car loans, mortgage loans, personal loans, credit cards and credit reports. Click through these links and understand the terms and conditions before applying for any of these loans, credit cards and credit reports.