Personal finance news - CNNMoney.com Updated : Keeping wealth in the family Lisa and Bruce Brown are fortunate enough to have plenty of assets to protect. Foremost of these is their children: The Browns are the proud parents of four-year-old Emma, and they have another baby on the way. The Oakland couple also have considerable assets of the financial variety. Thanks to diligent saving and smart property investments, the Browns have a net worth of nearly $2 million. Publ.Date : Wed, 31 Dec 2008 13:09:06 EST Macy's reports overcharging customers Some Macy's stores overcharged holiday shoppers who used debit cards to make purchases on one of the busiest shopping days of the year. Publ.Date : Fri, 02 Jan 2009 15:27:22 EST Life after a six-figure salary Happy new year and welcome to your new job. One that pays 30%, 50%, 70% less than your old one. Publ.Date : Fri, 02 Jan 2009 06:26:42 EST Rss Feed Reader Increase Traffic

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Debt consolidation credit card

People get into huge credit card debts mainly because of multiple credit cards they own.  To alleviate the debt, they start looking for a single debt consolidation credit card. Getting a debt consolidation credit card is not that difficult. Offers pour in daily from many credit card companies for those who have a decent credit record and credit history. Debt consolidation credit card comes with a low introductory rate and goes up considerably after the introductory period.

It makes sense to shop for a debt consolidation credit card that has, at least, the following features:

•     Low introductory rate for at least 6 months.

•    The minimum monthly payment should be low. Definitely this amount should be far less than the total minimum payment on all the cards presently held.

•     No monthly or yearly fees.

•     Balance transfer from other credit cards without hassle.

Is it possible to get a debt consolidation credit card with the above features? The answer is “Yes’ but finding one that meets one’s present situation is a challenge. Convincing the credit card company that issues the debt consolidation credit card about one’s ability meets the obligations with bad or poor credit record, is another challenge.

Discipline in spending is a must after getting the debt consolidation credit card. Sooner one clears all the old debt, better the chances of regaining good credit rating. 

In this website you can find links to various internet sources that give information on debt consolidation loans, home equity loans, car loans, mortgage loans, personal loans, credit cards and credit reports. Click through these links and understand the terms and conditions before applying for any of these loans, credit cards and credit reports.

Other resources: It is always better to avoid bankruptcy and to take the service of debt settlement. Debt settlement can reduce your amount of debt by a certain amount. So instead of filing bankruptcy you should opt for the service of debt settlement.